Owe the CRA? Stop Collections & Reduce Your Tax Debt Legally

Don’t let Canada Revenue Agency (CRA) debt dictate your life. As federally regulated Licensed Insolvency Trustees, the experts at Kevin Thatcher & Associates Ltd. can help you stop wage garnishments, freeze interest, and settle your tax debt for less than you owe.

Are You Facing Extreme CRA Collection Actions?

The Canada Revenue Agency has unparalleled collection powers. Unlike regular creditors, if you fall behind on income tax or HST payments, the CRA can act without a court order to:

  • Garnish your wages directly from your employer.
  • Freeze your bank accounts and seize your funds.
  • Withhold your tax refunds and government benefits.
  • Place a lien on your home or property.

If you cannot afford a direct CRA Payment Arrangement, a Consumer Proposal is a powerful, government-approved debt relief program filed through a Licensed Insolvency Trustee, such as Kevin Thatcher & Associates Ltd.

Here is how it transforms your financial situation:

  • Settle for Less: Legally reduce your total unsecured debt—including CRA arrears—in certain cases for a fraction of what you owe.
  • Stop All Interest: The moment you file, all interest charges and penalties for your current CRA debt are put on hold.
  • Immediate Legal Protection: Instantly halt wage garnishments, bank freezes, and collection calls with a legal "Stay of Proceedings."
  • One Affordable Payment: Consolidate what you owe into one manageable monthly payment based on your actual financial situation, not the CRA's demands.

How It Works: 3 Steps to Your Financial Freedom

  • Book a Free Call: Speak confidentially with our compassionate, non-judgmental debt experts.
  • Review Your Options: We will analyze your debt, income, and budget to find the perfect legal solution (such as a Consumer Proposal or Personal Bankruptcy).
  • Regain Control: We handle the paperwork, the financial counselling, and we facilitate your negotiations with the CRA. You get to breathe easy again.

Ready to Clear Your Tax Debt?

You don’t have to navigate CRA pressure on your own. Get a clear path to financial stability from Ontario’s trusted debt relief experts.

COUNT ON US FOR FINANCIAL GUIDANCE

Take the first step to fixing your debt problems and contact us today for a free consultation.